Schengen insurance visa
Take out Allianz Travel Risk Insurance for your foreign guest now!
√ Meets all requirements for a Schengen visa.
√ Medical costs covered up to € 30.000. Repatriation: all necessary costs.
√ You can change the policy in the meantime free of charge.
√ VISA GUARANTEE: You do not pay anything if your visa is rejected.
√ The certainty of the largest travel insurer in the world: Allianz Global Assistance.
Premium from € 2 per day
A Schengen insurance is a compulsory travel insurance that you need when applying for a Schengen visa. This insurance is also called a Schengen visa health insurance, Schengen travel insurance or medical travel insurance for foreigners.
The Schengen area includes 27 European countries that have a common visa policy. This insurance is intended to cover any costs that may arise from medical emergencies, such as illness or accidents, and even repatriation in the event of death.
The formal name of a Schengen visa is Short stay visa type C. and is valid for a maximum of 90 days in any 180-day period.
Conditions that a Schengen insurance policy must meet
According to the visa code of the European Union, a Schengen insurance must meet the following conditions:
- Coverage: The Schengen insurance must cover at least €30.000 in medical costs. This amount should cover any possible costs that may arise in connection with repatriation for medical reasons, urgent medical care, emergency hospital treatment or death during your stay in the Schengen area.
- Validity: The insurance must be valid for the entire duration of your stay in the Schengen area. For example, if you apply for a 30-day visa, your insurance must cover that entire period.
- Area Coverage: The Schengen visa insurance must be valid in all Schengen countries, not just in the country where you are applying for the visa.
- Types of costs: The insurance must cover both hospitalization and repatriation (returning to your home country for medical reasons).
It is important to know that the insurance must be taken out before you visa application as you must be able to show proof of this insurance during the application process. Most insurers provide a certificate that you can submit to the embassy or consulate.
Despite the obligation, Schengen insurance is not only a formality, but also offers valuable cover for unforeseen medical costs during your trip. It is always advisable to read the details of your policy carefully to understand what is and what is not covered.
Which Schengen insurance do you recommend?
Since 1 June 2004, medical travel insurance has been mandatory for obtaining a Schengen visa. This insurance must meet specific EU conditions, such as cover for medical costs of at least € 30.000, validity in all Schengen countries and cover for repatriation costs and urgent medical costs.
The Schengen visa insurance can be taken out by a guarantor, sponsor or family member in the Netherlands. The Schengen insurance policy can then be sent to the visa applicant.
Our advice: Travel Risk Insurance from Allianz
We recommend the Travel Risk Insurance from Allianz Global Assistance. This insurance meets all the requirements for a Schengen visa, covers medical costs up to € 30.000 and offers repatriation for all necessary costs. The premium starts from € 2 per day.
Remember that the medical travel insurance for foreign guests is not as extensive as the travel insurance policies that Dutch people take out for their holidays. The insurance is exclusively intended for sudden and unexpected medical costs during a stay in the Netherlands or other Schengen countries. Existing complaints, illnesses and ailments are excluded.
We advise you to take out the insurance with a Dutch insurer, because they are governed by Dutch law and are usually more reliable than foreign insurers.
Premium medical insurance
| Europe coverage | € 2,- |
| Global coverage | € 3,- |
| Winter/special sports | € 1,15 |
| Cancellation | 5% of travel sum |
| Minimum premium | € 11,50 |
| Policy costs | € 4,50 |
| Premium per person per day. Up to and including 69 years. | |
Take out the cheapest Schengen insurance here!
The Travel Risk Insurance from Allianz Global Assistance is an affordable international medical insurance for foreign travelers under the age of 70 who do not live in the Netherlands. The insurance is the best choice for applying for a Schengen visa and meets all requirements.
Taking out Travel Risk Insurance is simple and fast. You will receive the policy within 24 hours by e-mail on working days (if you want it sooner, please call or send a message).
√ EU approved medical insurance for foreign travelers.
√ cheapest Schengen insurance.
√ Schengen visa guarantee: In case of visa rejection, you do not have to pay.
√ Medical costs covered up to € 30.000. Repatriation: all necessary costs.
√ Policy conditions in Dutch and/or English.
√ Expandable with coverage for special sports and world coverage.
√ Cancellation insurance is possible (provided the trip is booked with a Dutch tour operator).
Insurance Card Travel Risk Insurance »
Insurance conditions Travel Risk Insurance in Dutch »
Insurance terms and conditions Travel Risk Insurance in English »
Allianz Global Assistance is the largest travel insurance and assistance provider in the world. The trusted address to take out the cheapest Schengen Insurance online!
| Coverage Travel Risk Insurance from Allianz (Schengen insurance) | |
|---|---|
| SOS charges: Assistance, rescue and search. | ✔ |
| Medical expenses: Hospital, specialist and doctors; costs of hospitalization, operation and use of the operating room, prescribed X-rays and radioactive radiation, prescribed medicines, bandages and massage, medically necessary transport, including any medically necessary evacuation and transport from a ski slope. | ✔ |
| Repatriation: Medical repatriation and transportation of mortal remains. | ✔ |
| Funeral or cremation costs and the arrival of family. | ✔ |
| Travel documents (laissez-passer purchase costs, replacement visa or other official travel document), replacement clothing and/or toiletries and damage to accommodation. | ✔ |
| Illness, accident or missing person of the insured. | ✔ |
| Death of the insured. Illness, accident or death of non-traveling family of insured. | ✔ |
| Death of a co-insured travel companion. | ✔ |
| Damage to property of the insured in the country of residence. | ✔ |
| Costs due to forced delay. | ✔ |
Frequently asked questions about the Schengen insurance (FAQ)
A Schengen visa insurance is a medical travel insurance for a Schengen visa. This is a compulsory insurance that meets specific EU conditions. These conditions include cover for medical costs of at least €30.000, validity in all Schengen countries, and cover for repatriation costs and urgent medical costs.
The insurance can be taken out by a guarantor, sponsor or family member in the Netherlands. The Schengen insurance policy can then be sent to the visa applicant.
The Schengenvisum.info website recommends Allianz Global Assistance's Travel Risk Insurance. This insurance meets all the requirements for a Schengen visa, covers medical costs up to € 30.000 and offers repatriation for all necessary costs.
The Schengen medical insurance for foreign guests is not as extensive as the travel insurance policies that Dutch people take out for their holidays. The insurance is exclusively intended for sudden and unexpected medical costs during a stay in the Netherlands or other Schengen countries. Existing complaints, illnesses and ailments are excluded.
Taking out the insurance with a Dutch insurer is recommended because they are governed by Dutch law and are usually more reliable than foreign insurers.
If the visa is rejected and the insurance has not yet taken effect, you do not have to pay anything. So you run no risk.
Yes, the travel insurance for foreigners is valid throughout Europe. However, you are not insured in the country of origin (the country where you lived before leaving for the Netherlands and/or the country of your nationality).
Is your foreign guest entering the Netherlands with a Schengen visa? Then he or she must be able to show proof of insurance (policy) that is valid for the entire period that the guest is in the Schengen area. Does your guest have a multiple-entry visa and will he or she be traveling back to the Schengen area after their first trip? Then your guest must be able to show proof of insurance for the period that he or she is back in the Schengen area.
No, ailments and complaints that already existed on or before the commencement date of the insurance are not insured and are therefore not eligible for compensation.
The premium for the Travel Risk Insurance from Allianz Global Assistance starts from € 2 per day.
The commencement date and end date are stated on the policy schedule. The cover starts when your family or friends and/or luggage leave the country of residence for a trip and ends when you return to the country. The cover for Medical costs due to illness only starts 48 hours after arrival in the country of destination. Medical costs due to an accident are insured from the commencement date of the insurance.
The validity of the travel medical insurance must be equal to the total visa period.
You may move the start date and/or the end date of the insurance to a later or earlier date. Once the insurance has taken effect, the commencement date cannot be changed.
The sponsor (the person who takes out the insurance) is the policyholder and the visa applicant is the insured.
De Travel Risk Insurance from Allianz Global Assistance is an international medical travel insurance for foreign travelers under the age of 70 who do not live in the Netherlands.
No, the policy and the policy conditions may be drawn up in Dutch. The decision official who assesses the visa application is a Dutch official.
Yes, the Travel Risk Insurance can be extended with worldwide coverage, so that the insurance is also valid for travel outside the Schengen zone.
Yes, other names for this insurance include: Schengen visa health insurance, Schengen travel insurance, Schengen visa insurance or medical travel insurance for foreigners, but often the same is meant.
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