Allianz Schengen travel insurance

Schengen travel insurance for a visa application

Do you need Allianz Schengen travel insurance for the Netherlands? You can take out approved Schengen travel insurance here for someone from abroad who can then apply for a visa for the Netherlands. Now with visa guarantee!*

If you want to apply for a visa to visit the Netherlands and other Schengen countries, it is important that you have special insurance. This insurance is called Schengen medical travel insurance Schengen health insurance. Why do you need this? Well, imagine that you get sick or have an accident during your trip in the Netherlands or another Schengen country. This insurance ensures that the costs of your medical treatment are paid. It is a kind of protection for you, so that you do not suddenly lose a lot of money if something unexpected happens.

It is important to look carefully at what exactly the insurance covers. Not every insurance it's the same. There are certain conditions that the insurance must meet in order to be suitable for your visa application. So make sure you choose insurance that meets these requirements. This way you can be sure that you are properly insured during your trip and that your insurance meets the requirements for the Schengen visa.

* Visa guarantee explained: If your visa application is rejected, you do not have to pay for insurance with us.

You can take out travel insurance for Schengen in the Netherlands

If your foreign guest is subject to a visa requirement, he or she must be able to prove that Schengen medical insurance has been taken out in his or her name when applying for a visa. You can arrange this in the Netherlands and it can be done cheaply and quickly here. Take out Travel Risk Insurance here, this is an international medical Schengen travel insurance for non-Dutch residents and meets all requirements.

When you apply for a Schengen visa for the Netherlands or other Schengen countries, you must have specific insurance. It is important that you can show proof of this insurance, such as the cover page of the policy. This document should contain a few important things:

1. The insurance is in your name: This shows that the insurance has been taken out especially for you. The policyholder (the premium payer may be someone else).
2. Valid in all Schengen countries and during your entire stay: This means that the insurance covers you everywhere in the Schengen area, as long as you are there.
3. Coverage of at least €30.000 for medical costs: This is very important. The insurance must be able to reimburse the following up to at least this amount:
   • Hospital admission and treatment: If you need to stay in hospital or receive treatment.
   • Emergency treatment: For emergencies.
   • Prescribed medication: When a doctor prescribes medication for you.
   • Repatriation to your country of residence: This means that if necessary, you will be returned to your own country. This also applies if you die during your stay.

If you do not yet have insurance or if your current insurance does not meet the requirements for a Schengen visa, it is necessary to take out suitable insurance. If you cannot find a suitable insurer in your own country and you have a referent in the Netherlands (someone who helps or invites you there), you can ask that person (family, friend or partner) to take out insurance for you in the Netherlands .

Apply for a Schengen visa

If you invite someone from abroad to come to the Netherlands and this person needs a visa, a Schengen visa for a short stay must be applied for. Here you can read how to do that:

1. Apply for a Schengen visa: On the website Schengenvisum.info you can find detailed information about applying for a Schengen visa for a short stay. This website provides step-by-step instructions and helpful tips for the application process.
2. Complete visa application form: The first step is to fill out a visa application form. This form requests personal information, travel plans and other relevant details.
3. Provide supporting documents: In addition to the application form, several supporting documents must be submitted. These are documents that support and prove the information in the application form.
4. Proof of travel medical insurance: One of the most important documents you need to provide is proof of travel medical insurance, also known as Schengen travel insurance. This insurance must meet certain requirements, such as coverage of at least €30.000 for medical costs in the Schengen area.
5. Schengen travel insurance: On Schengenvisum.info you can easily take out approved and official Schengen travel insurance. It is important that this insurance is approved and meets the requirements for the Schengen visa.

By following these steps, you can ensure that your guest's visa application goes smoothly. It is important to complete and provide all documents carefully and correctly to avoid delays or rejections in the visa application process.

Schengen travel insurance also to protect the guarantor

If you bring family, a partner or friends from abroad to the Netherlands and you act as their guarantor, it is advisable to arrange good Schengen insurance for them. This ensures that if your guests incur medical expenses during their stay, these costs are covered by insurance. This not only concerns regular medical costs, but also dental costs that may be the result of an accident. By taking out Schengen insurance, you protect both your guests against unexpected medical expenses and yourself against possible financial obligations, as you, as a guarantor, can be held responsible for these costs.

All the benefits of the Travel Risk Schengen insurance for the Netherlands:

Brief overview of Travel Risk Insurance coverage

Insurance component	Description
Type Insurance	Travel insurance for partner, friends or family who come from abroad and stay in the Netherlands for a period and/or travel with your family.
Coverage	SOS assistance, medical costs, loss of travel documents and loss/delay of luggage during the outward journey are covered.
Medical Costs	Costs of emergency or unexpected medical treatment will be reimbursed. Always consult with the emergency center first. Deductible of €45.
Luggage	There is a reimbursement for replacement clothing and/or toiletries if they are lost or delayed during the outward journey. Reimbursement is also given in the event of loss or theft of travel documents. Depreciation table is used for reimbursement.
Special Sports (Optional)	With this cover, family or friends are insured for assistance or medical costs if they have an accident while practicing a special sport. Damage to your own or rented sports equipment is also insured.
Short-term Cancellation insurance (Optional)	Reimburses the costs charged by the travel organization in the event of cancellation, even if a trip has to be canceled or in the event of a delay on the outward journey of more than 8 hours. The amount of the reimbursement depends on the coverage chosen. The trip must be booked in the Netherlands.
Country of domicile	Insurance does not apply in the country where you come from and officially live according to your passport or visa (the country of residence).
Maximum allowances	Maximum reimbursements apply to various insured parts of the travel insurance. The coverage overview can be found in the conditions.
Coverage area	Depending on the country of origin or destination, you can choose between Europe (including all countries on the Mediterranean Sea) or worldwide.
Payment conditions	Premium is paid when taking out the insurance via direct debit. Premium must be paid in order to claim damages.
Entrance and end date of the coverage	The commencement date and end date are stated on the policy schedule. The coverage starts when your family or friends and/or luggage leave the country of residence for a trip and ends upon return to the country. Coverage for medical expenses due to illness only takes effect 48 hours after arrival in the destination country. Medical costs resulting from an accident are insured from the commencement date of the insurance.

Travel Risk Insurance meets all Schengen travel requirementsinsurance

Allianz Travel Risk Insurance is specifically designed to meet the requirements for applying for a Schengen visa, making it an ideal choice for travelers who need a Short Stay Visa for up to 90 days. Because this Schengen travel insurance is always accepted by the Ministry of Foreign Affairs, the visa application can be processed quickly and smoothly.

The most important requirement for Schengen travel insurance is that you can provide an official document, such as a policy, from your insurer. By taking out this insurance, you can meet the requirements for your visa application without any worries, making the process of applying for a Schengen visa a lot easier.

Premium Travel Risk Insurance

Premium medical insurance

Europe coverage	€ 2, -
Global coverage	€ 3, -
Winter/special sports	€ 1,15
Cancellation	5% of travel sum
Minimum premium	€ 11,50
Policy costs	€ 4,50
Premium per person per day. Up to and including 69 years.

How can you take out Schengen travel insurance?

Schengen travel insurance offers flexibility in who can take it out, which is useful for people applying for a visa for the Schengen area. A guarantor, sponsor and a family member in the Netherlands can take out the insurance. In this situation, the person taking out the insurance, such as a sponsor, is the policyholder and the person applying for the visa is the insured.

Once the Schengen travel insurance policy has been drawn up, it can be forwarded to the visa applicant. This is important because the applicant must be able to present the policy document at the embassy or at VFS Global, an external service provider that processes visa applications.

It's good to know that the polis and the policy conditions of the Schengen travel insurance may be drawn up in both Dutch and English. It is therefore not mandatory to have an English-language policy.

What is insured?

Type of coverage	Details
SOS charges	Assistance, rescue and search.
Medical expenses	Hospital admission, operation and use of the operating room, prescribed X-rays and radioactive radiation, prescribed medications, bandages and massage, medically necessary transport (including evacuation and transport from a ski slope).
Repatriation	Ambulance plane and transport of remains.
Burial or cremation costs	Family arrival.
Additional coverage	Travel documents (purchase costs, laissez-passer, replacement visa or other official travel document), replacement clothing and/or toiletries, damage to accommodation.
Other covered situations	Illness, accident or loss of the insured; death of the insured, illness, accident or death of the insured's family not traveling along; death of a co-insured travel companion; damage to property of the insured in the country of residence; costs due to forced delays.

Take the policy with you when you travel

If you travel to the Netherlands with your Schengen visa, it is important that you have a valid proof of insurance (the policy) with you. This proof must show that you are insured for the entire period that you stay in the Schengen area.

If you have a multiple-entry visa, this means that you can enter and leave the Schengen area multiple times. In this case, every time you return to the Schengen area, you will need to show proof of insurance that is valid for the new period you are there. So, for example, if you leave the Netherlands and return later, you must be able to prove that you are insured for that specific period.

It is therefore important to always ensure that your proof of insurance is up to date and matches your travel plans. This ensures that you always have the necessary cover and meet visa requirements.

Frequently asked questions and answers about Schengen travel insurance for the Netherlands (FAQ)