Schengen insurance
Take out an Allianz Travel Risk Insurance Schengen insurance for your guest now!
√ Meets all requirements for a Schengen visa.
√ Medical costs covered up to € 30.000. Repatriation: all necessary costs.
√ You can change the policy in the meantime free of charge.
√ VISA GUARANTEE: You don't pay anything if your visa is rejected.
√ The certainty of the largest travel insurer in the world: Allianz Global Assistance.
Premium from € 2 per day
What is Schengen insurance? with visa guarantee? * What can you do with it and what must it meet? And how do you get it? We will explain that.
Do you have plans to apply for a Schengen visa (Short Stay Visa)? Complete your trip with Allianz's comprehensive Schengen insurance with visa guarantee! This is the insurance you need for a visa application and to enjoy worry-free travel in the Netherlands or Europe.
*Visa guarantee means that if your visa application is rejected, you do not have to pay for the insurance and the policy expires.
The Schengen insurance is a special medical travel insurance that protects you when you travel abroad The Netherlands and travels through the Schengen area, a collection of 27 European countries that have abolished certain border controls. With this insurance you are assured of medical care if you need it during your stay in one of these countries. With Allianz's Schengen insurance you are even insured in all European countries, and not just the Schengen countries.
It is important to know that although Schengen insurance will cover your medical costs, you still need a visa to visit these countries. The visa ensures that you can legally travel and stay in the country in question.
Countries where you can travel with Schengen insurance include the Netherlands, where the tulip fields and historic cities are an attraction, or Italy, known for its rich history and delicious cuisine. But that's just the tip of the iceberg. Other countries where you can benefit from Schengen insurance coverage are Belgium, Germany, France, Spain, Switzerland, Greece and many others. Each of these countries has its own unique culture, sights and experiences to explore.
Why is Schengen insurance compulsory?
Are you required to have a visa and do you have a Short stay Schengen visa need to travel to the Netherlands? Then it is important that you can prove that you are insured for medical costs during your stay in the Schengen area. You need Schengen insurance for this! The Schengen countries require Schengen insurance for visa applicants. This ensures that travelers have sufficient financial resources to travel and stay in the Schengen zone, without having to rely on public health care.
Schengen insurance is required for a Schengen visa
A Schengen insurance is a medical insurance that meets the requirements set by the European Council for obtaining a Schengen visa. Because since March 2004, it is mandatory to take out medical insurance as a condition for issuing a short stay visa (Schengen visa). And this policy must be taken out for foreign guests requiring a visa and must be shown when applying for a visa for the Netherlands.
Bring family, friends or your partner from abroad to the Netherlands with a Schengen visa!
If you want to bring family, friends or a partner from abroad to the Netherlands, it is necessary to apply for a Schengen visa from an external service provider in the country of origin. To obtain the visa, the applicant must demonstrate that medical insurance has been taken out that meets the Schengen requirements. Proof of this – the policy – must be presented during the visa application or when collecting the visa.
So don't wait any longer and make sure your guests meet the Schengen conditions by taking out Schengen insurance from Allianz. With this insurance, your guests are covered for medical costs during their stay in the Netherlands and they can enjoy their visit carefree.
What must a Schengen insurance policy meet?
A Schengen visa insurance must meet certain conditions for a carefree stay in the Schengen area. Read here the most important requirements that your Schengen insurance must meet:
1️⃣ Coverage for repatriation: The insurance must cover any costs for repatriation for medical reasons, urgent medical care and/or emergency hospital treatment.
2️⃣ Validity throughout the Schengen area: The medical insurance must be valid for all 27 countries that make up the Schengen area.
3️⃣ Minimum cover of €30.000: The Schengen insurance must have a minimum cover of € 30.000 to meet the requirements.
4️⃣ Valid for the entire duration of your stay: The insurance must cover the entire duration of the intended stay.
How do you take out Schengen insurance that meets all the requirements?
A guarantor, referent or family member in the Netherlands can take out Schengen insurance. The sponsor is the policyholder and the visa applicant is the insured. And you can forward the policy to the visa applicant for the embassy or VFS Global.
Taking out a Schengen insurance policy that meets all the requirements is simple:
- Choose the coverage you want.
- Fill in the required information and easily take out the Schengen insurance online.
- Receive the policy by email and use it as proof during your visa application.
We recommend the following Travel Risk Insurance from Allianz Global Assistance. Because that is an approved Schengen insurance that you can take out here easily and quickly.
The Travel Risk Insurance meets all requirements for Schengen visas and is always accepted by the embassy. From € 2 per day, excellent insurance for assistance, medical costs and repatriation.
Why choose a Schengen insurance from Allianz?
Allianz's Schengen insurance is specially designed for travelers like you. Read the benefits of the Schengen insurance here:
- Comprehensive medical coverage: With a Schengen insurance you are assured of excellent medical care, should you need it during your trip. From hospitalization to emergency care, Allianz's Schengen insurance covers it all!
- Extra cover for travel documentsYour travel documents (laissez-passer purchase costs, replacement visa or other official travel document), replacement clothing and/or toiletries and damage to accommodation are also insured.
- 24/7 support: The dedicated team at the Allianz Emergency Center is always ready to help you wherever you are in the Schengen zone. With Schengen insurance you can travel with peace of mind, knowing that someone is always there for you.
- Worldwide coverage: Although the Schengen insurance focuses on the Schengen countries and Europe, we also offer worldwide coverage to ensure you are covered there too.
- Affordable premium: We understand that travel can sometimes be expensive. That's why we offer affordable premiums for Schengen insurance from as little as €2 per day, so you can enjoy your trip without having to worry about high insurance costs.
- Easy online closing: With just a few clicks you can take out your Schengen insurance online and receive your policy quickly. No hassle, no long waiting times!
Take out Schengen insurance for your foreign guest today and ensure that he or she can travel well insured.
What does Allianz Schengen insurance cover?
Schengen insurance from Allianz offers coverage for, among other things:
- Medical expenses: In the event of an unexpected illness or accident, the Schengen insurance covers emergency medical treatment during your stay in the Schengen zone.
- Repatriation: If you have to be transported to your home country due to medical reasons or death, the Schengen insurance will cover these costs.
- SOS charges: (including assistance, rescue and search).
- Dental costs: Dental costs as a result of an accident.
What are the benefits of the Allianz Travel Risk Schengen insurance?
The Allianz Travel Risk Schengen insurance offers several benefits for people who are looking for reliable and affordable travel insurance for the Schengen area:
- Attractive premium: With premiums starting from just €2 per day per person, it is an affordable option for travel protection.
- Visa guarantee: A unique advantage is the visa guarantee. If you do not receive a visa, you will receive a refund of the premium paid. This reduces the financial risk when applying for a visa.
- Clear communication: The policy and conditions are offered in understandable Dutch. This makes it easy to understand what is and is not covered. An English version is also available for international travelers.
- Meets visa requirements: The insurance meets all requirements that the Dutch government and the Schengen countries set for travel insurance for visa applications. This ensures a worry-free visa application.
- Flexibility: If you want to change the dates of your trip before the insurance takes effect, this can be done free of charge. This gives you the freedom to make changes at no additional cost.
- Quick service: If you apply for this insurance, you won't have to wait long. You will receive the policy within 24 hours on working days.
With these benefits, the Allianz Travel Risk Schengen insurance is an excellent choice for anyone planning a visit to the Schengen area and wants to insure themselves against unforeseen risks during the trip.
Take out the cheapest Schengen insurance here!
The Travel Risk Insurance from Allianz Global Assistance is an affordable international medical insurance for foreign travelers under the age of 70 who do not live in the Netherlands. The insurance is the best choice for applying for a Schengen visa and meets all requirements.
Taking out Travel Risk Insurance is simple and fast. You will receive the policy within 24 hours by e-mail on working days (if you want it sooner, please call or send a message).
√ EU approved medical insurance for foreign travelers.
√ cheapest Schengen insurance.
√ Schengen visa guarantee: In case of visa rejection, you do not have to pay.
√ Medical costs covered up to € 30.000. Repatriation: all necessary costs.
√ Policy conditions in Dutch and/or English.
√ Expandable with coverage for special sports and world coverage.
√ Cancellation insurance is possible (provided the trip is booked with a Dutch tour operator).
Insurance Card Travel Risk Insurance »
Insurance conditions Travel Risk Insurance in Dutch »
Insurance terms and conditions Travel Risk Insurance in English »
Allianz Global Assistance is the largest travel insurance and assistance provider in the world. The trusted address to take out the cheapest Schengen Insurance online!
What is insured?
The 'Travel Risk Insurance' is a comprehensive international health and travel insurance especially for visa-required and visa-exempt foreigners traveling to other countries. If you take out this insurance, you are protected against many different financial risks that you may encounter during your trip, such as becoming ill or having an accident.
This means that if something happens during your trip in a Schengen country, you are covered. Unforeseen situations such as rescue operations, assistance with problems or if you need to be tracked down are also covered.
As for medical matters, if you become ill or have an accident, the cost of your treatment will be covered. This includes the costs of hospitalization, surgery, medications you need, but also treatments such as X-rays. Even if you need to be transported urgently, the insurance will ensure that this is reimbursed.
If something bad happens, such as death, the costs for repatriation, burial or cremation are covered. Even if family members have to come, their travel expenses will be reimbursed.
In addition, if you are traveling and something happens to your travel documents, such as your passport, or you need replacement clothing or toiletries, this insurance ensures that you are reimbursed. And if you are delayed or have to stay longer than planned for some other reason, the insurance will help you with the extra costs.
Questions and answers about the Schengen insurance (FAQ)
Read below frequently asked questions and answers about Schengen insurance.
If you want to come to the Netherlands from outside the EU and you are not a Dutch resident, you must have Schengen insurance. This insurance is specifically intended for people who need a visa for the Netherlands. The main purpose of Schengen insurance is to ensure that your medical costs are covered if something happens during your stay in the Netherlands. It is therefore an important step before applying for a visa and ensures that both the visitor and the host country are protected against unexpected medical costs.
If you apply for a visa for the Netherlands or another Schengen country, it is important to show that you have taken out insurance for the duration of your stay when applying or when you collect the visa. This is a strict requirement because the Schengen countries want to avoid having to pay unexpected costs themselves, such as high hospital costs for a foreign visitor.
This policy is not only in the interest of the Schengen countries, but also for the person or agency that acts as guarantor for the foreign visitor in the Netherlands. If something happens during the visitor's stay, such as a medical emergency, travel insurance ensures that the financial burden does not fall entirely on the shoulders of the guarantor. In this way, both the guest and the guarantor are protected against unforeseen financial setbacks. It is therefore a sensible and necessary measure to ensure that everyone can travel safely and without worries.
Yes, that is not a problem. If you pay the insurance premium, you are the policyholder. The person who is actually insured and travels to the Netherlands or another Schengen country is the foreign guest in this case. It is common practice for someone else (for example a family member or friend) to take out and pay for the insurance on behalf of a foreign visitor. The most important thing is that the insurance covers the entire period of stay and meets the requirements for the visa. This way you ensure that your foreign guest is properly insured during his or her visit.
When you take out insurance and opt for direct debit, you give the insurer permission to debit the premium due directly from your bank account. By doing this, you ensure that payment is made on time and that the insurance remains active and valid.
No. If the visa application is rejected and insurance has not yet started, it makes sense not to pay for something that you ultimately cannot use. Receiving the full premium back in such a situation will prevent you from being financially disadvantaged due to circumstances beyond your control.
By sending the policy digitally by e-mail, the process is accelerated and both you and your foreign guest can immediately have the necessary documents at their disposal. It is also convenient for your guest, because he or she can immediately use the policy for visa-related formalities or other matters. Always make sure you keep the email with the policy and conditions so that you have it at hand if anything happens or questions arise about the insurance.
When you apply for insurance, you usually get the policy very quickly. If you apply on a weekday, you will often receive the policy by email the same day or at the latest the next day. If you submit the application during the weekend, you will have to wait a little longer, as these applications are usually processed on Mondays. So, even if you apply during the weekend, you will usually receive the policy in your inbox by Monday or Tuesday. It is nice to know that this process generally runs quickly, so that you can arrange everything for your foreign guest on time.
Yes, if there are changes in the dates of the visa period, you can adjust the insurance. It is important that you do this before the start date of the policy. So if the policy has not yet taken effect, you can change the start and/or end date of the insurance without any problems. If you find yourself in such a situation, please contact the insurer as soon as possible to make the necessary changes.
It is wise to take out insurance for a visa application in the Netherlands for several reasons:
Financial Protection for the guarantor: If you act as guarantor for a foreign guest, you take on a financial responsibility. If your guest needs medical care, the costs can be high. With insurance, these costs are covered and you do not have to pay for these costs yourself.
Dutch law: Insurance taken out in the Netherlands is subject to Dutch law. This means that, in the event of disputes or problems, you will have to deal with Dutch regulations and procedures that you are probably more familiar with and that are generally considered transparent and fair.
Reliability of Dutch insurers: Insurers in the Netherlands are under strict supervision by authorities such as De Nederlandsche Bank (DNB) and the Netherlands Authority for the Financial Markets (AFM). This guarantees the reliability and solvency of these insurers. So if a claim arises, you can rest assured that the insurer will handle it and pay out according to the conditions.
peace of mind: In the case of high medical costs or other major expenses, you don't want to find yourself in a situation where you have to struggle with a foreign insurer. Having Dutch insurance gives you the certainty and peace of mind that matters are handled efficiently and reliably.
If your foreign guest has to incur medical costs during his or her stay in the Netherlands (or another Schengen country), the Schengen insurance will cover these costs according to the policy conditions.
Medical expenses: The insurance covers the costs of medical treatments, such as visits to the doctor, hospital admissions, medications, and the like.
Dental costs after an accident: For example, if your guest falls and breaks a tooth, the resulting dental costs are also covered. Please note that this applies specifically to accidents; Regular dental treatments or problems that existed before the visit are usually not covered.
Protection for the guarantor: If you act as guarantor for your foreign guest, it can be reassuring to know that you will not have to unexpectedly pay high medical costs. Thanks to insurance, these costs are covered and you do not have to worry about unforeseen financial burdens.
If your guest requires medical assistance, it is important to contact the insurer or the emergency service mentioned in the policy conditions as soon as possible. They can advise on the steps to be taken and ensure that the costs are reimbursed. Also keep all documents and bills relating to the medical treatment, as the insurer may need them to process the claim.
No, existing ailments and illnesses are not covered by this insurance. If your guest already had complaints or ailments before the insurance took effect, the related costs will not be reimbursed. The insurance is specially designed to help with unforeseen medical situations that suddenly arise during your stay in the Netherlands or other Schengen countries. It is therefore not intended for treatments or medicines related to health problems that the insured already had before he or she traveled. This is important to keep in mind when taking out insurance so that you are fully aware of what is and is not covered.
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