Insurance for Schengen visa

Insurance for a Schengen visa is part of the visa application procedure

Do you need insurance for a Schengen visa? You can take out this quickly and cheaply here. Travel medical insurance is a mandatory document in the visa application procedure, as a foreigner subject to a visa requirement to the Netherlands or another Schengen country wants to travel. He or she must first apply for a visa at the Dutch embassy in the country of origin.

Closing one Travel Risk Insurance for foreign guests who need a visa is both simple and fast with us. On working days you can receive the policy for this insurance the same day. The price for this insurance is very reasonable: from just €2 per day for guests from within Europe. For guests from outside Europe the premium is slightly higher, namely €3 per day.

We work together with Allianz Global Assistance, the largest travel insurer and assistance provider worldwide, which provides extra confidence and certainty in the quality of our insurance policies.

According to the EU rule, people applying for a Schengen visa for the Netherlands or other Schengen countries are required to have a medical travel insurance to close. You, as a resident of the Netherlands, can easily take out this insurance on behalf of your foreign guest. You pay the premium and your guest is the person to whom the insurance applies. After you have taken out the insurance, you can easily forward the policy, which you receive as a digital file, to the person applying for the visa.

What requirements must an insurance policy for a Schengen visa meet?

If your foreign visit requires a Schengen visa for the Netherlands, it is mandatory to submit a medical travel insurance policy with the application. Our Travel Risk Insurance meets all requirements set for a Visa Short Stay in the Netherlands, which is also known as a tourist visa or Schengen visa. The requirements that this insurance meets are:

• Coverage for emergency medical assistance and repatriation.
• A minimum cover of €30.000 for medical costs.
• Valid in all Schengen member states.
• Coverage for the entire duration of the stay.

You can easily and quickly take out this medical travel insurance via our website: Allianz Travel Risk Insurance. You can then be the policyholder, which means that you pay the premium, and your guest is then the insured person. After you have taken out the insurance, you will receive the policy digitally. You can then easily forward this to the person applying for the visa.

Medical visa travel insurance for a visit to the Netherlands

Allianz Global Assistance's Travel Risk Insurance is a special medical visa travel insurance designed for visitors to the Netherlands and other Schengen countries. This insurance covers a wide range of medical costs up to an amount of €30.000. This includes costs for a GP visit, medicines, ambulance transport and hospital costs. An important aspect of this insurance is also the cover for repatriation. This means that if your foreign guest becomes ill or dies, the costs of returning to the country of origin will be reimbursed.

However, it is important to know that this insurance is only intended for unexpected medical situations during your stay in the Netherlands. Costs related to existing ailments and defects are not covered by this cover. It is therefore essential insurance for emergencies and unforeseen medical problems, but not for medical care that was already planned or known before the trip.

Premium insurance for Schengen visa

Insurance option	Premium
Europe coverage	€2 per person per day
Global coverage	€3 per person per day
Winter sports/special sports	€1,15 per person per day
Cancellation	5% of the travel sum (trip must be booked in the Netherlands)
Minimum premium	€11,50
Costs per insurance certificate	€4,50

Coverage of the Travel Risk Insurance: Schengen visa insurance

Coverage from the Travel Risk Insurance Allianz
✔️ SOS costs: Illness, accident or loss of the insured
✔️ Extra accommodation costs
✔️ Additional return travel costs to the Netherlands or the country of residence
✔️ Costs of return to the Netherlands or the country of residence by air ambulance
✔️ Costs of hospital visits, per insurance certificate
✔️ Costs of bringing family over in the event of a life-threatening situation
✔️ Costs of search and rescue operations
✔️ Death of the insured: Transport costs of remains or costs of burial or cremation in the insurance area incl. arrival of 2 family members for max. 3 days
✔️ Extra travel costs for family members/travel companion
✔️ Illness, accident or death of non-accompanying family of the insured: Additional return travel costs to the country of residence
✔️ Death of a co-insured travel companion: Costs of bringing family if the insured person travels alone: ​​Travel costs (max. 1 person), accommodation costs (max. 1 person/max. 10 days)
✔️ Damage to property of the insured in the country of residence: Additional return travel costs to the country of residence
✔️ Forced delay: Extra return travel costs, Extra accommodation costs
✔️ Medical costs: Doctor and hospital costs, purchased/rented crutches/wheelchair, prostheses necessary as a result of an accident, dental costs as a result of an accident in the insurance area
✔️ Extra coverage: Travel documents, Replacement clothing and/or toiletries, damage to accommodation

When does your Schengen visa insurance start and end?

Your travel insurance starts and ends on the dates stated on your policy. This insurance protects you from the moment you or your luggage leave your home country for a trip. The protection ends once you return to your home country. Something special applies to medical costs due to illness: they will only be reimbursed 48 hours after you have arrived in the country of destination. If you have an accident, you are covered from day one of your insurance.

Where is your insurance valid?

This depends on what is stated in your policy. If it says 'Europe', you are only insured in European countries, including special places such as the Azores, the Canary Islands, Madeira and countries on the Mediterranean that are not in Europe. This also includes Russia as far as the Urals and the Caucasus, and sea travel between these areas. If it says 'World', your insurance is valid anywhere in the world.

Important to remember: The insurance is not valid in the country where you currently live. If you have insurance for special sports in Europe, this only applies in Europe, even if your policy says 'World'.

Details of the insurance for Schengen visas

Medical insurance for foreign travelers who come to the Netherlands is comparable to normal travel insurance that we take out when we go on holiday, but less extensive. We list the most important features of the insurance for a Schengen visa:

Important Information about medical visa insurance for foreigners (Schengen)
The medical insurance for foreigners is only intended for sudden and unexpected medical costs during a stay in the Netherlands or other Schengen countries.
Medical insurance is only for emergency medical care. If there is no urgency the foreign guest to a doctor or hospital in his own country.
Existing complaints, illnesses and ailments are excluded.
Pregnancy is excluded (with the exception of acute situations such as pre-eclampsia).
The insurance must be taken out before the foreign guest leaves for the Netherlands.
Before you take out the policy, you must have read the coverage overview and the policy conditions, so that you know what your guest is or is not insured for.

Category / Event	insured amounts
ISOS COSTS: a. Illness, accident or loss of the insured
Additional accommodation costs	€70 pp per day
Extra return travel costs to the Netherlands or the country of residence	Costing Price
Costs of returning to the Netherlands or the country of residence by air ambulance	Costing Price
Cost of hospital visit, per certificate of insurance	€70,-
Costs of bringing family over in the event of a life-threatening situation: Travel costs (max. 1 person)	Costing Price
Accommodation costs (max. 1 person/max. 10 days)	€70 pp per day
Search and rescue costs	€45.500,-
b. Death of the insured: Transport costs of remains or Costs of burial or cremation in the insurance area incl. arrival of 2 family members for max. 3 days	Up to a maximum of the costs of transporting the mortal remains to the country of residence
Extra travel expenses for family members/travel companion	Costing Price
c. Illness, accident or death of non-accompanying family of the insured: Additional return travel costs to the country of residence	Costing Price
d. Death of a co-insured travel companion: Costs of bringing family if the insured person travels alone: ​​Travel costs (max. 1 person)	Costing Price
Accommodation costs (max. 1 person/max. 10 days)	€70 pp per day
e. Damage to property of the insured in the country of residence: Additional return travel costs to the country of residence	Costing Price
f. Forced delay: Additional return travel costs	Costing Price
Additional accommodation costs	€70 pp per day
g. Telecommunication costs, per insurance certificate (franchise € 23)	€90,-
h. If your own private motor vehicle is used when incurring extra travel costs	€0,19 per kilometer
II. MEDICAL EXPENSES: Medical expenses incurred in the insurance area	€30.000,-
Deductible per event	€45,-
Dental costs: dental costs resulting from an accident in the insurance area	€230,-
III. EXTRA COVERAGE: Travel documents	€115,-
Replacement clothing and/or toiletries	€115,-
Damage to lodgings	€115,-

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