Schengen travel insurance in the Netherlands

Information about Schengen travel insurance for the Netherlands

The policy of one Schengen travel insurance is a mandatory document when applying for a Schengen visa for the Netherlands. You can take out this insurance here from just € 2 per day.

As of 2004 a medical travel insurance a condition for issuing a Short Stay Visa (Schengen Visa) for the Netherlands for foreign nationals subject to a visa requirement.

The visa applicant must be able to demonstrate that Schengen travel insurance has been taken out. This can be done by showing a copy or the original policy. This Schengen travel insurance must meet the following EU conditions:

• The validity of this travel insurance must be equal to the total visa period.
• The insurance must be valid in all Schengen countries (minimum Europe coverage).
• The Schengen travel insurance must cover repatriation costs and urgent medical costs.
• The cover for medical costs must be at least € 30.000.

Are you bringing family, a partner or friends over from abroad? Did you invite them? Are you a guarantor? Then protect yourself and the foreign guest with good Schengen travel insurance. If your guest from abroad has to incur medical costs, this is insured. Dental costs as a result of an accident are also insured.

Close who and where?

Travel insurance for Schengen may be taken out by a guarantor, sponsor or family member in the Netherlands. You are then the policyholder and the visa applicant is the insured. The policy of the Schengen insurance can then be forwarded to the visa applicant.

A travel medical insurance policy and the policy conditions may be drawn up in Dutch or English. After all, the decision official who assesses the visa application is a Dutch official.

NB! Choose a travel insurance policy where you will receive a refund of the premium (costs) for the insurance if the visa application is rejected.

Schengenvisum.info recommends the Travel Risk Insurance for Schengen visitors

We recommend the Travel Risk Insurance as Schengen insurance for the Netherlands because of its many advantages. The Travel Risk Insurance meets all requirements for applying for a Schengen visa (short stay visa for a maximum of 90 days) and is therefore always accepted by the embassy. A visa application can go so quickly and smoothly.

• Favorable premium of € 2 per person per day.
• Visa Guarantee: No visa = premium return (you don't have to pay anything and the policy expires).
• Policy and conditions in clear Dutch (English policy conditions and insurance statement are also possible).
• Meets all visa requirements of the Dutch government (embassies and consulates) and Schengen countries.
• You can change the policy free of charge before the commencement date.
• Fast service: on working days you will receive the policy within 24 hours or earlier if necessary.

Medical travel insurance and guarantee

If you guarantee a foreign guest or partner who wants to visit the Netherlands, it is advisable to take out medical travel insurance yourself. Not only is this a requirement for your guest's visa application, but it also provides financial protection for you. As a guarantor, you are financially responsible for any medical costs that your guest incurs during their stay in the Netherlands, and these costs can be significant.

By taking out the insurance yourself and sending the policy to the visa applicant by email, you have control over the process. It is advisable to ensure that you are the policyholder (the person paying the premium) and that your guest is the insured person. A major advantage of this is that any damage payments are transferred to you instead of to your guest's bank account.

A good option for this situation is Travel Risk Insurance from Allianz Global Assistance. This is an excellent travel medical insurance policy specifically designed for Schengen visa applications. It provides the necessary coverage and meets the requirements for obtaining a Schengen visa. By taking out this insurance, you ensure that you meet the visa requirements and offer both yourself and your guest financial protection during their stay in the Netherlands.

Stake out Schengen insurance with a Dutch insurer

Taking out medical Schengen insurance with a Dutch insurer has several advantages, especially for those who guarantee a foreign guest or partner. Some important benefits are:

1. Dutch law: By choosing a Dutch insurer, the insurance falls under the Dutch legal system. This means that you as a consumer are protected by Dutch law, which offers you rights and guarantees.
2. Strict supervision: Dutch insurers are under strict supervision by Dutch supervisors, such as the Netherlands Authority for the Financial Markets (AFM) and De Nederlandsche Bank (DNB). This supervision ensures that these insurers are reliable and meet high quality and integrity requirements.
3. Reliability: In general, Dutch insurers are considered more reliable than some foreign insurers. This is due to the strict supervision and good reputation of the Dutch insurance market.
4. Ease of communication: If you take out insurance with a Dutch insurer, you can communicate in your own language. This is particularly useful for questions, problems or claims. It prevents language barriers and makes the process easier and more understandable.
5. No International Call Charges: You do not have to call abroad for questions or claims, which prevents costs and possible complications with international calls.

All these factors make taking out Schengen travel insurance with a Dutch insurer an attractive choice, especially in case of high costs or complex situations. It provides security, convenience and accessibility, contributing to a smoother experience for both the guarantor and the visa applicant.

What is insured?

• SOS charges (including assistance, rescue and search).
• Medical expenses* (including hospital, specialist and doctors).
• Repatriation (including ambulance plane and transport of mortal remains).
• Burial or cremation costs and arrival of family.

* Medical costs are monetary compensation for doctors (fees) and costs of:

• hospitalization;
• operation and operating room use;
• prescribed X-rays and radioactive irradiations;
• prescription medications, bandages and massage;
• medically necessary transport, including any medically necessary evacuation and transport from a ski slope.

Your travel documents (purchase costs, laissez-passer, replacement visa or other official travel document), replacement clothing and/or toiletries and damage to accommodation is also insured. The following is also covered:

• illness, accident or missing person of the insured;
• death of the insured, illness, accident or death of the insured's family not traveling with him;
• death of a co-insured travel companion;
• damage to property of the insured in the country of residence;
• costs due to forced delay.

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• Schengen visa insurance from € 2 per day