Schengen travel insurance Allianz
Take out Allianz Travel Risk Insurance for your foreign guest now!
✔︎ Meets all requirements for a Schengen visa.
✔︎ Medical costs covered up to € 30.000 Repatriation: all necessary costs.
✔︎ You can change the policy free of charge in the meantime.
✔︎ VISA GUARANTEE: You don't pay anything if your visa is rejected.
✔︎ The certainty of the largest travel insurer in the world: Allianz Global Assistance.
Premium from € 2 per day
What is a Schengen travel insurance? What can you do with it and what must it meet? We will explain that.
Those who are subject to a visa requirement, i.e. must apply for a Schengen visa to travel to the Netherlands, must be able to demonstrate that they are insured for medical costs during their stay in the Schengen area. This is possible with a Schengen travel insurance.
Schengen visa travel insurance is an insurance policy specially designed for persons who have applied for a Schengen visa. This type of insurance provides cover for medical expenses and other unexpected events that may occur during a trip to the Schengen zone.
A Schengen visa travel insurance is mandatory for persons applying for a Schengen visa. This is because the Schengen countries require that travelers applying for a visa have sufficient financial resources to travel and stay in the Schengen zone, and that they do not have to rely on public health care during their stay.
A Schengen visa travel insurance policy provides cover for medical costs that may arise during a stay in the Schengen zone, such as emergency medical treatment.
What is Schengen travel insurance for a visa?
A Schengen travel insurance is medical insurance that meets the requirements set by the European Council for obtaining a Schengen visa. In March 2004, the EU decided in Brussels to introduce compulsory medical insurance from 1 June 2004 as a condition for issuing a short stay visa (Schengen visa). The Schengen insurance policy must be taken out for foreign guests requiring a visa and must be submitted when applying for a visa for the Netherlands.
If you bring family, friends or a partner from abroad, a Schengen visa must be applied for from an external service provider in the country of origin. The visa applicant must be able to demonstrate that travel medical insurance has also been taken out that meets the Schengen conditions. Proof of this – the policy – must be presented during the visa application or when the visa is collected.
What requirements must a Schengen travel insurance meet?
The Schengen travel insurance must cover any expenses related to repatriation for medical reasons, urgent medical care and/or emergency hospital treatment. The medical travel insurance to be taken out must cover the entire Schengen area be valid, have a minimum cover of €30.000 and cover the entire duration of the intended stay.
The medical Schengen insurance must be valid at least in all 27 countries that together form the Schengen area.
What is the Schengen Area?
The Schengen area is a collaboration of 27 European member states that conduct a common border and visa policy, we call these countries Schengen countries or Schengen states. The Member States are therefore bound by the same visa rules, which are laid down in the common Visa Code, EU Regulation 810/2009/EC. This allows travelers to move within the entire Schengen area without mutual border checks, visa holders only need one visa, the Schengen visa, to cross the external border of the Schengen area.
The Schengen zone consists of 27 countries:
| Belgium | Denmark | Germany |
| Estonia | Finland | France |
| Greece | Hungary | Italy |
| Latvia | Liechtenstein | Lithuania |
| Luxembourg | Malta | The Netherlands |
| Norway | Austria | Poland |
| Portugal | Slovenia | Slovakia |
| Spain | Czech Republic | Iceland |
| Sweden | Switzerland | Croatia |
Note: The EU countries Bulgaria, Cyprus, Ireland, Romania and the United Kingdom are not Schengen countries.
Why is a Schengen travel insurance mandatory for a visa application?
When applying for or collecting the visa, the visa applicant must be able to demonstrate that Schengen travel insurance has been taken out for the period of stay in the Netherlands. The reason for this is that the Schengen countries do not want to pay for any costs of a foreign guest, such as hospital costs. A travel insurance is also a (financial) protection for someone who acts as a guarantor.
Schengen travel insurance
Do you want to take out Schengen travel insurance? We recommend the Travel Risk Insurance from Allianz Global Assistance. This is an approved Schengen insurance policy that you can easily and quickly take out here.
The Travel Risk Insurance meets all requirements for Schengen visas and is always accepted by the embassy. From € 2 per day, excellent insurance for assistance, medical costs and repatriation.
Premium medical insurance
| Europe coverage | € 2,- |
| Global coverage | € 3,- |
| Winter/special sports | € 1,15 |
| Cancellation | 5% of travel sum |
| Minimum premium | € 11,50 |
| Policy costs | € 4,50 |
| Premium per person per day. Up to and including 69 years. | |
Take out medical travel insurance here!
The Travel Risk Insurance from Allianz Global Assistance is an international medical travel insurance for foreign travelers under the age of 70 who do not live in the Netherlands. The insurance is the best choice for applying for a Schengen visa and meets all requirements.
Taking out Travel Risk Insurance is simple and fast. You will receive the policy within 24 hours by e-mail on working days (if you want it sooner, please call or send a message).
√ EU approved medical insurance for foreign travelers.
√ Schengen visa guarantee: In case of visa rejection, you do not have to pay.
√ Medical costs covered up to € 30.000. Repatriation: all necessary costs.
√ Policy conditions in Dutch and/or English.
√ Expandable with coverage for special sports and world coverage.
√ Cancellation insurance is possible (provided the trip is booked with a Dutch tour operator).
Insurance Card Travel Risk Insurance »
Insurance conditions Travel Risk Insurance in Dutch »
Insurance terms and conditions Travel Risk Insurance in English »
Allianz Global Assistance is the largest travel insurance and assistance provider in the world. The trusted address to take out medical travel insurance online!
What is insured?
The 'Travel Risk Insurance' is a complete international medical insurance for foreigners. The travel insurance has a balanced coverage against the financial risks of illness and death, such as:
- SOS charges (including assistance, rescue and search).
- Medical expenses* (including hospital, specialist and doctors).
- Repatriation (including ambulance plane and transport of mortal remains).
- Burial or cremation costs and arrival of family.
* Medical costs are monetary compensation for doctors (fees) and costs of:
- hospitalization;
- operation and operating room use;
- prescribed X-rays and radioactive irradiations;
- prescription medications, bandages and massage;
- medically necessary transport, including any medically necessary evacuation and transport from a ski slope.
Your travel documents (purchase costs, laissez-passer, replacement visa or other official travel document), replacement clothing and/or toiletries and damage to accommodation is also insured. The following is also covered:
- illness, accident or missing person of the insured;
- death of the insured, illness, accident or death of the insured's family not traveling with him;
- death of a co-insured travel companion;
- damage to property of the insured in the country of residence;
- costs due to forced delay.
Frequently asked questions and answers about what is Schengen travel insurance? FAQ
Read below frequently asked questions and answers about Schengen travel insurance.
Schengen travel insurance is medical insurance that meets the requirements set by the European Council for obtaining a Schengen visa. The Schengen insurance policy must be taken out for foreign guests requiring a visa and must be submitted when applying for a visa for the Netherlands.
When applying for or collecting the visa, the visa applicant must be able to demonstrate that travel insurance has been taken out for the period of stay in the Netherlands. The reason for this is that the Schengen countries do not want to pay for any costs of a foreign guest, such as hospital costs. A travel insurance is also a (financial) protection for someone who acts as a guarantor.
The travel insurance must cover any expenses related to repatriation for medical reasons, urgent medical care and/or emergency hospital treatment. The medical travel insurance to be taken out must be valid for the entire Schengen area, have a minimum cover of € 30.000 and cover the entire duration of the intended stay. Proof of the original insurance policy must be submitted when submitting the application or only when the visa is issued.
Yes, that is not a problem. You are then the policyholder (pays the premium) and the foreign guest is the insured.
You authorize the insurer for direct debit on the application form. The premium is usually debited from your payment account just before the start date of the insurance.
No, if a visa application is rejected and the insurance has not yet commenced, you will receive a full refund of the premium.
You will receive the policy digitally by e-mail (including the conditions). You can then e-mail the policy to your foreign guest.
Basically the same day or the next day. Requests received over the weekend will be processed on Monday.
Before the policy has taken effect, the start date and/or end date of the policy can be adjusted, no problem at all.
If there is a guarantee (the foreign guest stays with the guarantor), the travel insurance is also for the financial protection of that person. With a Dutch travel insurance you fall under Dutch law. Dutch insurers are subject to strict supervision and are usually more reliable than foreign insurers. That is a nice idea at high costs.
The travel insurance for foreigners provides cover for the provision of assistance, the reimbursement of extraordinary costs and medical costs:
– Assistance: you can count on professional help and advice 24 hours a day in the event of illness or accidents.
– Repatriation: costs for repatriation (return to home country) due to illness or death.
– Extraordinary costs: costs that must be incurred in an emergency (such as extra travel or accommodation costs) will be reimbursed.
– Medical costs: medical costs incurred as a result of an accident or illness during the period of validity of the insurance are insured up to a maximum of € 30.000.
– Dental costs: incurred as a result of an accident.
– Theft of your travel documents.
– Delayed arrival of the luggage.
With the Travel Risk insurance you are insured against corona if you go to the Netherlands.
In Europe you are only insured for corona in yellow areas (travel advice).
No, this travel insurance is not intended for that. The costs for pregnancy are for your own account.
Ailments and complaints that already existed on or before the commencement date of the insurance are not insured and are therefore not eligible for compensation. The travel insurance for foreigners is only intended for sudden and unexpected medical costs in the Netherlands or other Schengen countries.
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