Short-stay visa insurance in the Netherlands

Insurance for a short-stay visa type C for the Netherlands is required when applying for a Schengen visa. This medical insurance ensures that a foreign guest who requires a visa is insured for, among other things, emergency medical assistance and repatriation.

If you want to travel to countries in the Schengen zone soon and need a visa for this, there is something important you need to take into account. To get a visa, you must prove that you have taken out travel medical insurance. This is a rule agreed in the European Union.

This short-stay visa insurance for the Netherlands is designed to protect you against unexpected medical costs and other urgent situations that may arise during your stay in the Netherlands. Here are a few key points about this insurance:

1. Coverage: This insurance covers medical costs, including emergency care, and the costs of repatriation, i.e. returning to your home country for medical reasons. It is important that the insurance coverage is at least €30.000. This is a requirement of the Schengen countries, which include the Netherlands.
2. Validity: The insurance must be valid for the entire duration of your visa. For example, if your visa is valid for 30 days, your insurance should cover this entire period.
3. Area: Make sure your insurance is valid in all Schengen countries, not just in the Netherlands. This is especially important if you plan to visit other Schengen countries during your stay.
4. Proof: When submitting your visa application, you must be able to prove that you have taken out this insurance. This can usually be done by submitting a copy of the insurance policy.
5. Application procedure: It is advisable to take out this insurance before submitting your visa application, as proof of insurance is often a requirement for the approval of your visa.

Visa short stay Netherlands

If you want to travel to the Netherlands or other Schengen countries for a short visit, up to 90 days, and you come from a country that requires a visa, you will need a special visa. This visa is called a Short Stay Visa or Schengen Visa. Whether you need such a visa depends on the country you come from.

With the Short Stay Visa, also known as the Schengen visa, you can travel in all countries that are part of the Schengen Treaty. These include many European countries, including the Netherlands, Belgium, Germany, France, and many more. Even Switzerland, which is not a member of the European Union, is covered by this visa.

In total there are 27 countries you can go to with this visa: Belgium, Germany, France, Luxembourg, Netherlands, Portugal, Spain, Italy, Austria, Greece, Denmark, Finland, Sweden, Norway, Iceland, Estonia, Latvia, Lithuania , Slovakia, Hungary, Poland, Czech Republic, Slovenia, Malta, Switzerland, Croatia and Liechtenstein. This visa gives you the freedom to travel within these countries and discover the diverse cultures and sights. Ideal for a versatile European trip!

What requirements do you have to meet as a foreigner subject to a visa requirement to travel to the Netherlands?

As a visa-required foreigner who wants to travel to the Netherlands, you must meet certain conditions to qualify for a visa. Here are the key points:

• Valid travel document: You must be in possession of a valid passport or other travel document. This document must be valid for at least three months after your visa expires. The document may also not be older than ten years.
• Visa application: You must submit a visa application at the Dutch embassy or consulate in your home country.
• Purpose of the visit: You must be able to make it clear what the purpose of your trip is. This could be for tourism, family visits, business trips or studies, for example.
• Sufficient financial resources: You must be able to demonstrate that you have sufficient financial resources to finance your stay in the Netherlands.
• Medical insurance: You must have travel medical insurance that provides coverage for medical expenses in the Schengen area, with a minimum coverage of €30.000. This insurance must be valid for the entire duration of your stay.
• Guarantor or invitation: If you are invited by someone in the Netherlands, this person must complete and sign a 'Proof of sponsorship and/or private accommodation'.
• No danger to public order or national security: You may not pose a threat to public order or national security of the Netherlands.
• No entry ban: You may not have previously been returned or have an entry ban for the Schengen countries.
• Return guarantee: You must be able to demonstrate that you are willing and able to return to your home country at the end of your stay.

For more specific information and the complete application procedure, please contact: website of the Immigration and Naturalization Service (IND) consult. Here you will find all the details about applying for a visa for a holiday and family visit in the Netherlands. It is important to follow these steps carefully to ensure your guest's visa application goes smoothly.

Who and where to take out short-stay visa insurance?

If you apply for a visa for a short stay in the Netherlands, it is important to know that not only you, but also someone else in the Netherlands can take out insurance for you. This person could be a family member, your partner, a friend, your employer or anyone else who has an interest in your visit. We call this person a guarantor or referent.

In this situation, the sponsor becomes the policyholder, which means that he or she is the one who takes out and arranges the insurance. You, as the person applying for the visa, are the insured person. This means that the insurance protects you during your stay in the Netherlands.

Once taken out, the visa insurance policy can be sent to you as the visa applicant. This is useful because you will need to show this policy as part of your visa application.

It is important to know that the policy and the associated conditions may be in Dutch or English. This is because the official who assesses your visa application is Dutch and understands these languages. Having insurance in one of these languages ​​ensures that your application can be assessed smoothly.

NB! Choose an insurance policy where you will be refunded the premium (costs) for the insurance if the visa application for a short stay is rejected.

Visa insurance and guarantee

If you invite someone from abroad to visit you in the Netherlands, such as a family member, friend or partner, and you act as guarantor for them, it is a good idea to take out insurance for a short-stay visa yourself. You do this not only for the visa applicant, but also for your own financial protection. As a guarantor, you are financially responsible for any medical costs that your guest incurs during their stay in the Netherlands, and these costs can sometimes be high.

By taking out the insurance yourself and paying the premium, you become the policyholder and your guest then becomes the insured. A major advantage of this is that if a damage payment occurs, it will be paid to you instead of to your guest. This gives you more control over the financial aspect.

A specific insurance that we recommend is Travel Risk Insurance from Allianz Global Assistance. This is known as an excellent medical insurance for applying for a Short Stay Visa for the Netherlands. By choosing reliable and well-known insurance, you ensure that both you and your guest are well protected during their stay.

Once you have taken out the insurance, do not forget to send the policy to the visa applicant. This is an important document for the visa application. Sending by email is a fast and efficient way to ensure that your guest has all the necessary documents at hand.

Stake out visa insurance with a Dutch insurer

Taking out medical Schengen insurance with a Dutch insurer has several advantages, especially for those who guarantee a foreign guest or partner. Some important benefits are:

1. Dutch law: By choosing a Dutch insurer, the insurance falls under the Dutch legal system. This means that you as a consumer are protected by Dutch law, which offers you rights and guarantees.
2. Strict supervision: Dutch insurers are under strict supervision by Dutch supervisors, such as the Netherlands Authority for the Financial Markets (AFM) and De Nederlandsche Bank (DNB). This supervision ensures that these insurers are reliable and meet high quality and integrity requirements.
3. Reliability: In general, Dutch insurers are considered more reliable than some foreign insurers. This is due to the strict supervision and good reputation of the Dutch insurance market.
4. Ease of communication: If you take out insurance with a Dutch insurer, you can communicate in your own language. This is particularly useful for questions, problems or claims. It prevents language barriers and makes the process easier and more understandable.
5. No International Call Charges: You do not have to call abroad for questions or claims, which prevents costs and possible complications with international calls.

All these factors make taking out Schengen travel insurance with a Dutch insurer an attractive choice, especially in case of high costs or complex situations. It provides security, convenience and accessibility, contributing to a smoother experience for both the guarantor and the visa applicant.

Premium medical visa insurance Allianz

Coverage	Premium
Europe coverage	€ 2, -
Global coverage	€ 3, -
Winter/special sports	€1,15
Cancellation	5% of travel sum
Minimum premium	€11,50
Policy costs	€4,50

Overview of the most important coverages Travel Risk Insurance medical insurance visa

Coverage	Details
SOS charges	Assistance, rescue and search.
Medical expenses	Hospital, specialist, doctors.
Repatriation	Ambulance plane, transport of remains.
Funeral/cremation costs and family arrival	Funeral or cremation costs and family travel expenses.
Additional coverage for medical costs	Hospital admission, surgery, X-rays, medicines, bandages, medically necessary transport.
Other coverage	Illness, accident, loss of the insured; death of the insured or family; damage to property in country of residence; costs due to forced delays.

If you have a foreign guest who needs a Schengen visa to visit the Netherlands or other Schengen countries, travel medical insurance is essential. Here are the most important points you need to know:

Details Travel Risk Insurance, the short-stay visa insurance for the Netherlands from Allianz

1. Obligation for visa: Such insurance is a must when applying for a Schengen visa. Without this, guests cannot obtain a visa.
2. You can insure: As a host you can take out insurance for your guest yourself. You can easily do this online and then pay the premium.
3. Recommended insurance: A good option is the Travel Risk Insurance from Allianz Global Assistance. This insurance meets all requirements for a Schengen visa and is accepted by all embassies.
4. Fast policy receipt: After you have applied for insurance, you will receive the policy and the conditions quickly, usually within a day or the next day.
5. Flexibility before entry: If the visa dates change, you can have the policy adjusted free of charge, as long as the insurance has not yet taken effect.
6. Refund of premium in case of visa rejection: If the visa is rejected and the insurance has not yet taken effect, you will receive a refund of the premium paid.
7. Exclusions: It is important to know that existing diseases or conditions are not covered. Costs for medicines, check-ups and deliveries are also not reimbursed.
8. Purpose of insurance: This insurance is intended for unforeseen medical costs during the stay in Schengen countries. Costs in the country of origin are not covered.
9. Read the conditions: Before you take out insurance, it is important to read the coverage overview and policy conditions carefully. This way you know exactly what your guest is and is not insured for.

Frequently asked questions and answers about insurance for a short-stay visa in the Netherlands (FAQ)