Temporary residence insurance in the Netherlands

Medical insurance for a temporary stay in the Netherlands

Insurance for a temporary stay in the Netherlands is mandatory when you have a visa application going to do. Non-Europeans who come to the Netherlands are usually required to have a visa. But even if you do not require a visa and are traveling from outside the EU to the Netherlands for a temporary stay, medical insurance is mandatory.

If you invite someone to come to the Netherlands for a short stay, such as a holiday, and also offer your guest accommodation, you can help him or her by arranging some matters for the visa application in advance. This can be a declaration of accommodation and/or a guarantee, but also the compulsory medical insurance for Schengen. In this article you can read more about the conditions that medical travel insurance for a Schengen visa must meet.

Short stay in the Netherlands

With a short stay Schengen visa, you can stay in the Schengen area for a maximum of 90 days (within a period of 180 days). This period of 90 days also applies to foreigners who do not require a visa and who want to stay in the Netherlands temporarily. As long as your visa is valid, you can travel freely between 27 Schengen countries. Do you want to enter and leave the Schengen zone several times within these 180 days? Then choose the option 'multiple entries'.

Temporary residence in the Netherlands and insurance

You can take out compulsory medical travel insurance quickly and cheaply on this website. As an extra service, we offer the guarantee that if a visa application is rejected, you can cancel the medical travel insurance so that you do not have to pay a premium (this is possible as long as the insurance has not yet taken effect). You can also have the start date of the travel insurance adjusted free of charge if the visa application takes longer than expected. We also offer excellent and affordable medical travel insurance for your foreign guest. This insurance amply meets all requirements for a Schengen visa and is accepted worldwide at all Dutch embassies.

Terms and conditions of temporary stay insurance

The insurance for a temporary stay in the Netherlands must meet a number of conditions. The insurance must cover any expenses for repatriation for medical reasons, urgent medical care and/or emergency hospital treatment. The insurance must:

• Valid throughout the Schengen area.
• Have a minimum cover of EUR 30.000.
• Cover the entire duration of the intended stay.

This insurance may be taken out for the visa applicant by the inviting party. You can then send the policy, together with the other necessary documents, digitally or by post to the visa applicant.

Travel Risk Insurance: insurance for the Netherlands

The Travel Risk Insurance from Allianz Global Assistance is the perfect medical insurance for a temporary stay in the Netherlands. This travel insurance also meets the requirements for applying for a Schengen visa. The Travel Risk Insurance has extensive cover for:

• SOS costs and repatriation.
• Medical Costs: up to €30.000
• Winter sports special sports (for a premium surcharge, Europe coverage only).
• Europe coverage (for persons within Europe, who come to the Netherlands and possibly continue their journey within Europe).
• Worldwide coverage (for people inside and outside Europe, who come to the Netherlands and possibly continue their journey outside Europe).
• Cancellation insurance (only if the trip has been booked with a Dutch tour operator).

The maximum travel duration of the Travel Risk Insurance is 90 days. The insurance can be taken out for persons up to the age of 69. Are you over 69 years old? Then look here: Medical insurance for the elderly. There is no cover in the country of origin.

Premium insurance temporary stay

The premium for the Travel Risk Insurance for the Netherlands is attractive:

• Europe coverage: €2 pp (For anyone from Europe including: Turkey, Syria, Lebanon, Egypt, Libya, Tunisia, Algeria or Morocco).
• Worldwide coverage: € 3 per person per day.
• Winter sports/special sports: € 1,15 per person per day (Europe coverage only).
• Minimum premium: € 11,50
• Cost per insurance certificate: € 4,50
• Cancellation insurance: 5% of the travel sum (excluding insurance tax) if the trip is booked in the Netherlands.

What is insured?

• SOS charges (including assistance, rescue and search).
• Medical expenses* (including hospital, specialist and doctors).
• Repatriation (including ambulance plane and transport of mortal remains).
• Burial or cremation costs and arrival of family.

* Medical costs are monetary compensation for doctors (fees) and costs of:

• hospitalization;
• operation and operating room use;
• prescribed X-rays and radioactive irradiations;
• prescription medications, bandages and massage;
• medically necessary transport, including any medically necessary evacuation and transport from a ski slope.

Your travel documents (purchase costs, laissez-passer, replacement visa or other official travel document), replacement clothing and/or toiletries and damage to accommodation is also insured. The following is also covered:

• illness, accident or missing person of the insured;
• death of the insured, illness, accident or death of the insured's family not traveling with him;
• death of a co-insured travel companion;
• damage to property of the insured in the country of residence;
• costs due to forced delay.

Frequently asked questions and answers about temporary residence insurance in the Netherlands (FAQ)