Medical travel insurance visa
Take out Allianz Travel Risk Insurance for your foreign guest now!
✔︎ Meets all requirements for a Schengen visa.
✔︎ Medical costs covered up to € 30.000 Repatriation: all necessary costs.
✔︎ You can change the policy free of charge in the meantime.
✔︎ VISA GUARANTEE: You don't pay anything if your visa is rejected.
✔︎ The certainty of the largest travel insurer in the world: Allianz Global Assistance.
Premium from € 2 per day
Since June 1, 2004, it has been mandatory in all Schengen countries to have a medical travel insurance to close for an application Schengen visa. When applying for a Schengen visa, the applicant must submit the policy as proof. This must meet the conditions of the EU.
Here you can read useful tips on how to take out such insurance quickly and cheaply and what exactly you should pay attention to.
Tips for taking out medical travel insurance
The tips below are important if you want to take out medical travel insurance for a foreign guest:
Tip 1. Make sure that the guarantor is also the policyholder
Do you guarantee your foreign guest or partner? Then take out the medical travel insurance yourself and send the policy to the visa applicant by e-mail. The travel insurance is also for your financial protection. After all, as a guarantor you are financially responsible for any medical costs and these can be substantial. If you take out a policy, we advise you to ensure that you are the policyholder (premium payer) and your guest is the insured. The advantage of this is that any damage payment will also be transferred to you and not to your guest's bank account.
You can contact our partner Travel Insurance Discount for all your questions about medical travel insurance for a Schengen visa. The office is open on working days during office hours. They are easy to reach by phone and have a lot of experience with medical travel insurance for Schengen visas.
Tip 2. Take out Schengen insurance with a Dutch insurer
With a Dutch travel insurer you are subject to Dutch law. Dutch insurers are subject to strict supervision and are usually more reliable than foreign insurers. That is a nice idea in the case of high medical costs. You can also tell your story in your own language if you have questions or problems and you do not have to call abroad.
Tip 3. Check whether you will get the premium back in the event of a visa rejection
It is possible that a visa for the Netherlands will be rejected. In that case, you would like a refund of the premium of the medical travel insurance. Not all insurers do that, so keep that in mind.
The following applies to Reisverzekeringkorting.nl: If a visa is rejected and the policy has not yet commenced, the premium will be refunded and the insurance will lapse. And as long as the policy has not yet taken effect, you can have it adjusted free of charge, for example because the visa date has changed.
Tip 4. Check whether the medical travel insurance meets all Schengen requirements
The European Union sets the following requirements for travel medical insurance for a visa application:
- The validity of this travel insurance must be equal to the total visa period.
- The travel insurance must be valid in all Schengen countries (minimum Europe coverage).
- The travel insurance must cover repatriation costs and medical costs.
- The cover for urgent medical expenses must be at least € 30.000.
At Reisverzekeringkorting.nl, the medical travel insurance for a visa meets all the above requirements.
Tip 5. Be aware of what your foreign guest is and is not insured for
Travel medical insurance for a Schengen visa is only intended for emergency medical care. Existing diseases and ailments are excluded. Does your foreign guest take medication? Then make sure that he or she brings enough stock to the Netherlands. Pregnancies are not covered by this insurance.
Tip 6. Make sure you get the policy on time
Of course you don't feel like having to wait weeks for a policy, especially if your guest already has an appointment at the Dutch embassy or VFS Global.
At Reisverzekeringkorting.nl you will receive the policy soon after your application. Usually the same or next day. You will also receive the policy conditions. Is there an urgent need? Then we can ensure that you receive the original policy by e-mail within an hour.
Tip 7. Let your guest take the policy with them on their trip
Does your guest already have a Schengen visa? Then make sure that he or she always carries copies of the supporting documents and the insurance policy. A Schengen visa does not give an automatic right of entry to the Schengen area. During border control, the Marechaussee can ask again to provide all information and/or to submit documents.
Take out medical travel insurance for a visa here
On this website you can easily and quickly take out medical travel insurance yourself. You may be the policyholder (premium payer) and your guest is then the insured. You take out the policy and send it to the visa applicant (you can also email it because you will also receive the policy as a digital file). Medical travel insurance that meets all Schengen conditions is available from just € 2 per person per day.
Here you can easily calculate the premium yourself and take out medical travel insurance for a visa application. Please note: if a visa is rejected and the insurance has not yet commenced, you will receive a refund of the premium.
| Europe coverage | € 2,- |
| Global coverage | € 3,- |
| Winter/special sports | € 1,15 |
| Cancellation | 5% of travel sum |
| Minimum premium | € 11,50 |
| Policy costs | € 4,50 |
| Premium per person per day. Up to and including 69 years. | |
Take out medical travel insurance here!
The Travel Risk Insurance from Allianz Global Assistance is an international medical travel insurance for foreign travelers under the age of 70 who do not live in the Netherlands. The insurance is the best choice for applying for a Schengen visa and meets all requirements.
Taking out Travel Risk Insurance is simple and fast. You will receive the policy within 24 hours by e-mail on working days (if you want it sooner, please call or send a message).
√ EU approved medical insurance for foreign travelers.
√ Schengen visa guarantee: In case of visa rejection, you do not have to pay.
√ Medical costs covered up to € 30.000. Repatriation: all necessary costs.
√ Policy conditions in Dutch and/or English.
√ Expandable with coverage for special sports and world coverage.
√ Cancellation insurance is possible (provided the trip is booked with a Dutch tour operator).
Insurance Card Travel Risk Insurance »
Insurance conditions Travel Risk Insurance in Dutch »
Insurance terms and conditions Travel Risk Insurance in English »
Allianz Global Assistance is the largest travel insurance and assistance provider in the world. The trusted address to take out medical travel insurance online!
Coverage overview Travel Risk Insurance (Schengen visa travel medical insurance)
Below you can read the amount of the Travel Risk Insurance reimbursements.
| Section I. SOS COSTS The Company reimburses the following costs up to the stated maximums, when these are necessary in connection with: | Amounts insured (pp per event, unless stated otherwise) |
| a. Illness, accident or missing person of the insured | |
| Additional accommodation costs | € 70,- pp per day |
| Extra return travel costs to the Netherlands or the country of residence | Costing Price |
| Costs of returning to the Netherlands or the country of residence by air ambulance | Costing Price |
| Cost of hospital visit, per certificate of insurance | € 70, - |
| Costs of family travel in case of mortal danger: | |
| Travel costs (max. 1 person) | Costing Price |
| Accommodation costs (max. 1 person/max. 10 days) | € 70,- pp per day |
| Search and rescue costs | € 45.500, - |
| b. Death of the insured | |
| Transport costs mortal remains or | Costing Price |
| Burial or cremation costs in the insurance area incl. arrival of 2 family members for max. 3 days | Up to a maximum of the costs of transporting the mortal remains to the country of residence |
| Extra travel expenses for family members/travel companion | Costing Price |
| c. Illness, accident or death of non-accompanying family of the insured | |
| Extra return travel costs to the country of residence | Costing Price |
| d. Death of a co-insured travel companion | |
| Costs of family travel if the insured becomes unaccompanied: | |
| Travel costs (max. 1 person) | Costing Price |
| Accommodation costs (max. 1 person/max. 10 days) | € 70,- pp per day |
| e. Damage to property of the insured in the country of residence | |
| Extra return travel costs to the country of residence | Costing Price |
| f. Forced delay | |
| Additional return travel costs | Costing Price |
| Additional accommodation costs | € 70,- pp per day |
| The Company also reimburses the following costs if they are the result of an event insured under this category: | |
| g. Telecommunication costs, per insurance certificate (franchise € 23) | € 90, - |
| h. If your own private motor vehicle is used when incurring extra travel costs | € 0,19 per kilometer |
| Section II. MEDICAL EXPENSES |
Amounts insured (pp per insured period, unless stated otherwise) |
| Mmedical costs incurred in the area of insurance: | |
| • doctor and hospital costs | € 30.000, - |
| • purchased/rented crutches/wheelchair | € 90, - |
| • prostheses necessary as a result of an accident | € 680, - |
| Deductible per event: | € 45, - |
| Dentist costs: | |
| • dental costs as a result of an accident in the insurance area | € 230, - |
| Section III. EXTRA COVERAGE | Amounts insured (pp per insured period, unless stated otherwise) |
| • Travel documents: Purchase costs laissez-passer, replacement visa or other official travel document | € 115, - |
| • Replacement clothing and/or toiletries | € 115, - |
| • Damage to lodgings. Maximum compensation for damage to hotel/bungalow inventory or structures outside the Netherlands (franchise € 23 per event) | € 115, - |
Always consult the insurance conditions, especially the obligations stated in the General Provisions.
Frequently asked questions and answers about medical travel insurance for a visa
Yes, that is not a problem. You are then the policyholder (pays the premium) and the foreign guest is the insured.
The medical insurance for foreigners provides cover for the provision of assistance, the reimbursement of extraordinary costs and medical expenses:
– Assistance: you can count on professional help and advice 24 hours a day in the event of illness or accidents.
– Repatriation: costs for repatriation (return to home country) due to illness or death.
– Extraordinary costs: costs that must be incurred in an emergency (such as extra travel or accommodation costs) will be reimbursed.
– Medical costs: medical costs as a result of an accident or illness incurred during the period of validity of the insurance are insured up to a maximum of € 30.000.
– Dental costs: incurred as a result of an accident.
– Theft of your travel documents.
– Delayed arrival of the luggage.
You authorize the insurer for direct debit on the application form. The premium is usually debited from your payment account just before the start date of the insurance.
You will receive the policy digitally by e-mail (including the conditions). You can then e-mail the policy to your foreign guest.
Basically the same day or the next day. Requests received over the weekend will be processed on Monday.
Before the policy has taken effect, the start date and/or end date of the policy can be adjusted, no problem at all.
If there is a guarantee (the foreign guest stays with the guarantor), the insurance is also for the financial protection of that person. With a Dutch insurance you are subject to Dutch law. Dutch insurers are subject to strict supervision and are usually more reliable than foreign insurers. That is a nice idea in case of high costs.
No, the insurance is not intended for that. The costs for pregnancy are for your own account.
Ailments and complaints that already existed on or before the commencement date of the insurance are not insured and are therefore not eligible for compensation. The insurance for foreigners is only intended for sudden and unexpected medical costs in the Netherlands or other Schengen countries.
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