What is a guarantee with a Schengen visa and why is it important that a guarantor of a Schengen visa himself medical travel insurance closes for his guest? You can read that in this article.
A guarantee A Schengen visa is a document in which someone (the guarantor) declares to provide financial guarantor for a foreign guest coming to the Netherlands. This is often necessary when the foreign guest does not have sufficient financial resources to cover the costs of the stay and any other costs.
Your visitor from abroad must be able to demonstrate that he has at least 55 euros per day to spend (per person), for all the days he stays in the Netherlands. If he or she is unable to do so, you can act as guarantor for the foreign person. You must be able to demonstrate that you have sufficient and sustainable income (your income is sustainable if you continue to receive the income for at least 12 months).
The guarantee ensures that the Schengen countries are certain that the foreign guest is financially supported during their stay in the Netherlands or another Schengen country.
Who can be a guarantor for a Schengen visa?
De guarantor is usually a family member, partner, friend, or acquaintance of the foreign guest living in a Schengen country. This person must be financially sound and able to take financial responsibility for the foreign guest during the stay. The guarantor must therefore demonstrate that he or she has a sustainable income, at least equal to the minimum wage (excluding holiday pay). Married couples have a joint income of at least the minimum wage (excluding holiday pay). You must complete proof of sponsorship and/or private accommodation.
Some important points when guaranteeing a Schengen visa are:
- Purpose: The purpose of a guarantee is to ensure that any costs arising from the visitor's stay (such as medical costs or repatriation costs) are covered, should the visitor be unable to pay them themselves.
- Obligations of the guarantor: The guarantor enters into a financial obligation with the government of the Schengen country. This means that if the visitor incurs costs that he or she cannot pay, the guarantor is liable for these.
- Terms & conditions: The guarantor must usually demonstrate that he or she has sufficient financial resources to be able to act as guarantor. This can be done, for example, by means of a pay slip, an employer's statement, or a bank statement.
- Procedure: The procedure for arranging a guarantee is simple. The guarantor must complete a special form and have his or her signature legalized by the municipality.
- Validity: The guarantee is usually only valid for the duration of the planned visit and must coincide with the travel dates stated in the visa application.
Medical Travel Insurance Schengen Visa
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Why is it important that the guarantor takes out medical travel insurance for his guest?
A Schengen visa guarantor plays an important role in the insurance process for the visiting guest. Although it may not seem logical at first that the guarantor has a health insurance for the guest, there are several reasons why this is important:
Financial security
- Guarantee of coverage: The guarantor ensures that the guest is insured for medical costs and possible repatriation. This reduces the risk of medical expenses not being covered, which can be a financial burden for both the guest and the guarantor.
- Preventing unexpected costs: Without insurance, the costs of medical care in the Schengen area can be high, which can represent a significant financial risk for the guarantor who is financially responsible for the guest.
Visa requirements
- Meet visa requirements: Providing proof of insurance is a requirement for the issuance of a Schengen visa. The insurance must include specific coverages and amounts according to visa requirements.
- Simpler procedure: The guarantor who takes out the insurance can simplify the visa application process for the guest, as the guarantor is already established in the Schengen area and has easier access to the required documentation and insurance products from Dutch insurers.
Protection of the guest and the guarantor
- Medical necessities: Travel medical insurance ensures that the guest has access to necessary healthcare without worrying about costs. This is especially important in emergencies.
- Certainty: For both the guest and the guarantor, having adequate insurance offers security and peace of mind, knowing that any medical costs during the stay are covered.
Legal and contractual obligations
- Responsibility of the guarantor: The guarantor has a legal or contractual obligation to ensure the financial and medical well-being of the guest during the stay.
- Preventing legal problems: If a guest without insurance requires medical care, the guarantor may be held legally liable for the costs.
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