Medical travel insurance for elderly foreign visitors
Is there an older person from abroad who is subject to a visa requirement to visit you in the Netherlands? Here you can read how you can take out Schengen travel insurance for someone from abroad who is 70 years or older.
If you are looking for Schengen travel insurance for older foreigners over the age of 70 who want to travel to the Netherlands or have already arrived here, you will run into an age restriction with some insurers. Will there be family, such as grandma, grandpa, mother or aunt, for example Suriname, Indonesia, Turkey or other countries to the Netherlands? You can read here how you can take out Schengen travel insurance for the elderly.
Do your grandparents, parents, parents-in-law live abroad and want to come to the Netherlands for a short stay? Are they over 70 years old and require a visa? Then medical travel insurance for a Schengen visa is mandatory.
Schengen visa travel insurance
When applying for a Schengen visa, the applicant must be able to demonstrate that travel medical insurance has been taken out. This can be done by showing a copy or the original policy. The medical travel insurance must meet the following EU conditions:
- The validity of this travel insurance must be equal to the total visa period.
- The insurance must be valid in all Schengen countries (minimum Europe coverage).
- The travel insurance must cover repatriation costs and urgent medical expenses.
- The cover for medical costs must be at least € 30.000.
Sometimes age restriction for Schengen travel insurance
It can be difficult for the elderly to find such insurance because insurers apply age selection. For example, that only persons younger than 70 years can take out Schengen travel insurance. Because it is important that grandfathers, grandmothers and other older persons are well insured against unexpected emergency medical expenses in the Netherlands, you naturally want to take out good travel insurance for them and it is also mandatory for the application for a visa.
Schengen travel insurance for older foreigners
If you want to take out medical Schengen travel insurance for the elderly, you must bear in mind that the premium will be higher. Often there are age classes from 70 to 80 years and from 80 years and older. There is also usually a higher deductible. Therefore, read the conditions carefully.
You can take out Schengen travel insurance for seniors for €6 per day
If you need Schengen travel insurance for an older foreigner, you can. The insurance costs € 6 per day for the elderly aged 70 to 79. For seniors aged 80 and over, the premium is €8 per day.
Below you can read the premium for the Schengen insurance for the Netherlands.
| Age | Premium per day | Obligatory deductible excess | max. duration |
|---|---|---|---|
| 0 t / m 69 year | €1,60 | € 50, - | 6 months |
| 70 t / m 79 year | € 6, - | € 100, - | 6 months |
| 80 years and older | € 8, - | € 200, - | 3 months |
This is an excellent insurance policy for any foreigner who travels to the Netherlands or Europe and wants to be insured for unexpected medical costs and repatriation. There is no medical acceptance or age restriction for this insurance. Your foreign guest is even insured for €500.000 against medical costs. The insurance has been approved by the EU and can therefore be used to apply for a short-stay Schengen visa.
Learn more or exit
Do you want to know more or take out medical insurance for the elderly? Then click here: Schengen travel insurance for 70 years and older »
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