Medical insurance for Schengen visa application
Medical Insurance Schengen
Take out Allianz Travel Risk Insurance for your foreign guest now!
✔︎ Meets all requirements for a Schengen visa.
✔︎ Medical costs covered up to € 30.000 Repatriation: all necessary costs.
✔︎ You can change the policy free of charge in the meantime.
✔︎ VISA GUARANTEE: You don't pay anything if your visa is rejected.
✔︎ The certainty of the largest travel insurer in the world: Allianz Global Assistance.
Premium from € 2 per day
A medical insurance Schengen is needed if you have one visa application going to do. Non-Europeans who come to the Netherlands are usually required to have a visa. This means that before you can travel to the Netherlands, you must first apply for a visa.
With this visa, a so-called Visa Short Stay or Schengen visa, you can stay in the Netherlands for a maximum of 90 consecutive days. This can be for a family visit, tourism or bringing a partner over.
A visa can be applied for at the Dutch embassy in the country of origin. For the visa application, a number of forms must be completed and supporting documents must be provided. Also must visa-required foreign guests take out medical insurance.
If you invite someone to come to the Netherlands for a short stay such as a holiday and also offer your guest accommodation, you can help him or her by arranging a number of matters for the visa application in advance. This can be a declaration of accommodation and/or a guarantee, but also the compulsory medical insurance for Schengen. In this article you can read more about the conditions that medical travel insurance for a Schengen visa must meet.
Mandatory medical insurance for a visa application
De compulsory medical travel insurance you can close quickly and cheaply on this website. As an extra service, we offer the guarantee that if a visa application is rejected, you can cancel the medical travel insurance so that you do not have to pay a premium (this is possible as long as the insurance not yet entered). You can also have the start date of the travel insurance adjusted free of charge if the visa application takes longer than expected. We also offer excellent and affordable medical travel insurance for your foreign guest. This insurance amply meets all requirements for a Schengen visa and is accepted worldwide at all Dutch embassies.
Conditions of medical insurance
The medical insurance for a Schengen visa must meet a number of conditions. Your guest must have medical insurance to cover any expenses for medical repatriation, urgent medical care and/or emergency hospital treatment. The medical travel insurance to be taken out must:
- Valid throughout the Schengen area.
- Have a minimum cover of EUR 30.000.
- Cover the entire duration of the intended stay.
This visa insurance may be taken out by the inviting party for the visa applicant. You can then send the policy, together with the other necessary documents, digitally or by post to the visa applicant.
Travel Risk Insurance: Medical insurance for visas
The Travel Risk Insurance from Allianz Global Assistance is the perfect medical insurance for a visa. This travel insurance meets the requirements for applying for a Schengen visa. The Travel Risk Insurance has extensive cover for:
- SOS costs and repatriation.
- Medical Costs: up to €30.000
- Winter sports special sports (for a premium surcharge, Europe coverage only).
- Europe coverage (for persons within Europe, who come to the Netherlands and possibly continue their journey within Europe).
- Worldwide coverage (for people inside and outside Europe, who come to the Netherlands and possibly continue their journey outside Europe).
- Cancellation insurance (only if the trip has been booked with a Dutch tour operator).
The maximum travel duration of the Travel Risk Insurance is 90 days. The insurance can be taken out for persons up to the age of 69. Are you over 69 years old? Then look here: Medical insurance for the elderly. There is no cover in the country of origin.
Premium medical visa insurance
The premium for the Travel Risk Insurance medical insurance is attractive:
- Europe coverage: €2 pp (only for persons from Turkey, Syria, Lebanon, Egypt, Libya, Tunisia, Algeria or Morocco).
- Worldwide coverage: € 3 per person per day.
- Winter sports/special sports: € 1,15 per person per day (Europe coverage only).
- Minimum premium: € 11,50
- Cost per insurance certificate: € 4,50
- Cancellation insurance: 5% of the travel sum (excluding insurance tax) if the trip is booked in the Netherlands.
Take out medical travel insurance here!
The Travel Risk Insurance from Allianz Global Assistance is an international medical travel insurance for foreign travelers under the age of 70 who do not live in the Netherlands. The insurance is the best choice for applying for a Schengen visa and meets all requirements.
Taking out Travel Risk Insurance is simple and fast. You will receive the policy within 24 hours by e-mail on working days (if you want it sooner, please call or send a message).
√ EU approved medical insurance for foreign travelers.
√ Schengen visa guarantee: In case of visa rejection, you do not have to pay.
√ Medical costs covered up to € 30.000. Repatriation: all necessary costs.
√ Policy conditions in Dutch and/or English.
√ Expandable with coverage for special sports and world coverage.
√ Cancellation insurance is possible (provided the trip is booked with a Dutch tour operator).
Insurance Card Travel Risk Insurance »
Insurance conditions Travel Risk Insurance in Dutch »
Insurance terms and conditions Travel Risk Insurance in English »
Allianz Global Assistance is the largest travel insurance and assistance provider in the world. The trusted address to take out medical travel insurance online!
What is insured?
The 'Travel Risk Insurance' is a complete international medical insurance for foreigners. The travel insurance has a balanced coverage against the financial risks of illness and death, such as:
- SOS charges (including assistance, rescue and search).
- Medical expenses* (including hospital, specialist and doctors).
- Repatriation (including ambulance plane and transport of mortal remains).
- Burial or cremation costs and arrival of family.
* Medical costs are monetary compensation for doctors (fees) and costs of:
- hospitalization;
- operation and operating room use;
- prescribed X-rays and radioactive irradiations;
- prescription medications, bandages and massage;
- medically necessary transport, including any medically necessary evacuation and transport from a ski slope.
Your travel documents (purchase costs, laissez-passer, replacement visa or other official travel document), replacement clothing and/or toiletries and damage to accommodation is also insured. The following is also covered:
- illness, accident or missing person of the insured;
- death of the insured, illness, accident or death of the insured's family not traveling with him;
- death of a co-insured travel companion;
- damage to property of the insured in the country of residence;
- costs due to forced delay.
Frequently asked questions and answers about Schengen medical insurance (FAQ)
When applying for or collecting the Schengen visa for the Netherlands, the visa applicant must be able to demonstrate that insurance has been taken out. The reason for this is that the Schengen countries do not want to pay for any costs of a foreign guest, such as hospital costs. An insurance is also a (financial) protection for someone who acts as guarantor.
The Schengen insurance must cover any expenses related to repatriation for medical reasons, urgent medical care and/or emergency hospital treatment. The insurance to be taken out must be valid for the entire Schengen area, have a minimum cover of €30.000 and cover the entire duration of the intended stay. Proof of the original insurance policy must be submitted when submitting the application or only when the visa is issued.
Yes, that is not a problem. You are then the policyholder (pay the premium) and the foreign guest is the insured.
You authorize the insurer for direct debit on the application form. The premium is usually debited from your payment account just before the start date of the insurance.
No, if a visa application is rejected and the insurance has not yet commenced, you will receive a full refund of the premium.
You will receive the policy digitally by e-mail (including the conditions). You can then e-mail the policy to your foreign guest.
Basically the same day or the next day. Requests received over the weekend will be processed on Monday.
Before the policy has taken effect, the start date and/or end date of the policy can be adjusted, no problem at all.
If there is a guarantee (the foreign guest stays with the guarantor), the travel insurance is also for the financial protection of that person. With a Dutch Schengen insurance you fall under Dutch law. Dutch insurers are subject to strict supervision and are usually more reliable than foreign insurers. That is a nice idea in case of high costs.
The medical insurance for foreigners provides cover for the provision of assistance, the reimbursement of extraordinary costs and medical expenses:
– Assistance: you can count on professional help and advice 24 hours a day in the event of illness or accidents.
– Repatriation: costs for repatriation (return to home country) due to illness or death.
– Extraordinary costs: costs that must be incurred in an emergency (such as extra travel or accommodation costs) will be reimbursed.
– Medical costs: medical costs as a result of an accident or illness incurred during the period of validity of the insurance are insured up to a maximum of € 30.000.
– Dental costs: incurred as a result of an accident.
– Theft of your travel documents.
– Delayed arrival of the luggage.
No, the insurance is not intended for that. The costs for pregnancy are for your own account.
Ailments and complaints that already existed on or before the commencement date of the insurance are not insured and are therefore not eligible for compensation. The insurance for foreigners is only intended for sudden and unexpected medical costs in the Netherlands or other Schengen countries.
